统一下载站 零度软件园 绿色软件 久友下载站 星星软件站 源码下载 游戏狗 51CTO下载 下载王 东坡下载 创e下载园 顶库下载 完美下载 绿软基地 当贝客 比克尔瞎子 软件E线下载 121下载站 快猴网 心愿下载 偶要下载站 华彩软件站 第六下载 雷达下载 ucbug软件下载站 维维软件园 欧普软件 动力软件园 游侠下载站 迷你下载 喜爱下载网 咕咕猪下载站 清清下载吧 AI下载 艾艾软件园 2秒下载网 谷普下载 飞翔下载 S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S 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黄金周二手楼市交投淡 10月房贷额度趋紧

2017-10-09 16:49  来源:广州日报

  黄金周二手楼市交投淡

  10月房贷额度趋紧

  国庆黄金周期间,全国热点城市楼市一片冷清,北京网签8年来历史最低值,上海网签同比跌幅78%,业内人士认为与买卖双方心理价差拉大、市场房源稀缺有关,也与银行贷款额度趋于紧张相关。10月房贷额度再趋紧,各大行利率至少上浮5%。

  市?。?/strong>

  长假未明显拉动二手楼市

  十一黄金周是传统的楼市成交淡季。据中原地产提供的数据,热点30个城市网签大幅下跌,平均跌幅达到8成,成交量创2014年以来最低。有中介经纪人表示,今年不少准买家利用8天假期出游,影响了楼市成交情况。

  据了解,长假内出现的成交个案,买家大多在9月中下旬已经物色好心仪的房源,而在长假内看房的买家,预计最快要等到10月中旬才会购房。

  房天下广州二手房高级分析师李超分析,今年十月份一手房推货减少4成,也使得部分买家转向二手房市?。骸耙劳昃?,假期过后需求会有所释放,成交量也会迎来一波反弹?!?/p>

  合富研究院高级分析师梁燕明认为,部分买家回流二手房市场对二手楼市交投活跃度放大的拉动作用是有限的。另外是买卖双方对成交价格预期的不一致,而导致交易处于胶着的状态?!?/p>

  时至年底,不仅房源稀缺,银行贷款额度趋于紧张。房天下广州理财分析师陈径芝表示,根据10月份最新出炉的银行房贷利率,各大银行普遍上浮5%,唯一一家基准的兴业银行也将在国庆后上浮利率,浦发银行已上浮20%,民生和中信银行已经停贷。

  预测:

  二手房房贷放款时间更久

  节前,包括北京在内的多个城市再次上调了房贷利率。对于年尾房贷市场走势,业内均认为,虽然楼市在国庆长假出现全国性的量价齐跌,不过短期内房贷放款时间难加快,特别是二手楼。另外,房贷利率还有可能继续上浮,但是过分上浮的可能性不大。

  融360房贷分析师李唯一也表示,对于房贷价格,未来或许仍会有其他地区跟进利率上浮。但从上浮幅度来看,总体会维持在上浮5%~10%的范围。

  房卫士按揭总经理郑大源指出,虽然国庆楼市出现全国性量价齐跌,但是不会影响银行的房贷政策。郑大源认为,接下来房贷的放款速度不会加快,很大可能保持目前的速度。在银行房贷额度有限的情况下,银行会优先保证一手楼的按揭贷款,一方面银行与开放商有协议,另一方面,一手楼对接的银行机构级别更高,一般是省行?!罢庖馕蹲哦致ド昵氲姆看趴钍奔涓??!保ㄈ教寮钦吡至?、林晓丽)

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